Active Member Benefits
If a member is injured while on-duty, the member receives at least $400.00 a month as long as the member is unable to perform his/her duties for the participating department and the duties of any other occupation for which the person is reasonably suited by education, training, and experience. Both criteria must be met. The amount of the monthly disability increases $50.00 for every $12.00 increase over the minimum $36/month contribution rate paid by the department.
Beneficiaries receive a lump-sum payment of $60,000.00. This is in addition to state and federal benefits for an on-duty death. This lump-sum payment goes to whomever is listed on the member’s enrollment form.
In addition to the lump-sum benefit for on-duty death, the spouse and minor children share a monthly pension equal to the service retirement that the decedent would have been entitled to receive. (The member is automatically vested with 15 years of service in a line-of-duty death, if the member has less than 15 years of service.) As long as both spouse and one or more dependents survive, an additional one-third of the monthly retirement annuity shall be paid to the dependents in equal shares.
If an active TESRS member's death occurs when the member is not performing emergency service for the department, the member's designated beneficiaries in the TESRS database are eligible to receive a lump-sum cash benefit.
If the active member
is vested and age 55 or older at the time of off-duty death, the surviving
spouse is eligible to receive a lump-sum cash benefit, or can elect to receive two-thirds of the monthly pension the decedent
would have received if the decedent had retired on the date of death.
If a vested member dies before they reach age 55, and their designated beneficiary is their spouse, then the surviving spouse is eligible to
receive a lump-sum cash benefit, or can elect to receive two thirds of the member's pension effective the date of the
member’s 55th birthday.